Real results

The first offer is rarely the final number.


These are real results Kevin has won for injured clients across San Antonio. In case after case, the insurance company's opening offer — or a flat denial — was a fraction of what the claim was actually worth. The pattern is the point: what an insurer offers first and what a case is worth are rarely the same number.

Insurance offered $10,000
Car accident
Client recovered
$65,000
Claim denied
Hit-and-run (uninsured driver)
Client recovered
$250,000
Insurance offered $30,000
Car accident
Client recovered
$275,000
No offer made
Underinsured-motorist crash
Client recovered
$330,000
Claim denied
Car accident
Client recovered
$300,000
Insurance offered $100,000
Car accident
Client recovered
$800,000
Insurance offered $22,000
Car accident
Client recovered
$50,000
Insurance offered $210,000
Motorcycle collision
Client recovered
$820,000

Prior results do not guarantee or predict a similar outcome. Each case is unique and results depend on its specific facts. Amounts reflect gross recovery before attorney's fees, costs, and expenses. Attorney advertising. Responsible attorney: Kevin Stouwie, San Antonio, TX.

Why it happens

Why you shouldn't take the first offer alone


If you've been injured in a car accident, having a lawyer in your corner isn't about being aggressive — it's about not leaving money you'll need on the table.

The adjuster isn't on your side

Insurance companies are trained to settle fast and low, often before you know the full extent of your injuries. The first call is a negotiation — even when it doesn't feel like one.

Your injuries may cost more later

Whiplash, back and neck injuries and concussions can worsen for weeks. Once you sign a release, you can't reopen the claim — even if your bills keep coming.

Represented claimants tend to recover more

Insurance-industry research has long found that injury victims who hire an attorney recover substantially more on average than those who handle the claim alone.

You focus on healing, not fighting

Kevin's team handles the calls, records and negotiation. You get room to recover — and someone who actually goes to bat for you.

Find out what your case could be worth.

Free review, no fee unless we win.