San Antonio car accident FAQ

Even minor accidents can cause hidden injuries or complex insurance disputes. It's worth a free conversation to make sure you're fully protected before you sign anything from the insurance company.

Texas follows a 51% rule. As long as you were less than 51% at fault, you can still recover damages — though your recovery is reduced by your percentage of fault.

If you have uninsured/underinsured motorist (UM/UIM) coverage on your own auto policy, we can help you file a claim through your own insurance to cover your medical bills and damages, even if the other driver has none.

It depends on your injuries, medical treatment, lost income and how the crash happened. The insurance company's first offer usually isn't a real measure of value — a free review gives you an honest read on what your case could be worth.

Generally, you have two years from the date of the accident to file a personal injury lawsuit in Texas. It's best to act quickly, while evidence and witness memories are fresh.

Be careful. Initial offers are often lower than what you'll need for long-term care, and once you sign a release the claim is closed for good. Have a lawyer review it first — the review is free.

You're generally not required to give the other driver's insurer a recorded statement, and what you say can be used to reduce your payout. It's smart to talk to a lawyer before you do.

Yes, possibly. Injuries like whiplash and soft-tissue damage often show up days later. See a doctor promptly and keep records — delayed symptoms are common and don't automatically disqualify a claim.

Every case is different. Some resolve in a few months; serious-injury cases can take a year or more. Rushing usually means settling for less — the goal is the right outcome, not just a fast one.

Nothing upfront. Client Law works on contingency — you pay no fee unless your case is successfully resolved. The initial case review is always free.

Passengers are almost always entitled to pursue a claim, and you generally don't have to choose which driver was at fault — there may be more than one source of coverage available to you.

San Antonio and the surrounding metro area — including New Braunfels, Schertz, Seguin, San Marcos, Boerne, Converse, Universal City, Cibolo, Floresville and Kerrville.

Yes. You work directly with Kevin Stouwie — not a call center or a rotating team. Fewer cases means more attention on yours.